A Fresh Approach To Mortgage Advice
At ‘The Answer’, we can provide you with an array of other services that you will find useful, whether you are moving house or not, such as;
Secured Loans
Life and/or Critical Illness cover
Mortgage Protection
Family Protection
Home Insurance
Wills
Secured Loans
Secured Loans can be used for a variety of purposes and provides a solution for everyone that is either tied into an existing mortgage, or has the need to raise capital quickly, as well as many other reasons. We provide a broad panel of loan providers to generate a competitive payment for your circumstances.
Life and/or Critical Illness cover
Whilst many people may have this cover, a significant number may not realise that they are paying too much for their policy or may be underinsured. If you have taken your mortgage from a Bank/Building Society or an Estate Agent, your advisor may only have had the ability to access one provider. At ‘The Answer’ we access a large panel of providers to ensure that you have the correct level and type of cover, at the most competitive cost.
Mortgage Protection
Regrettably, this cover is ignored by many until something happens to them such as accident, sickness or redundancy, and then it is too late! We can provide you with tailored advice utilising the many different types of policy available, ensuring that you have adequate cover, when you need it, at a price that fits your budget.
Family Protection
It’s obvious to protect your mortgage, but often protecting your family is overlooked. You can protect your loved ones via a lump sum or an income should something unexpected happen, once again we can guide you in this matter and find a solution for you. These solutions can often be indexed to maintain their value and provide an essential protection, especially for those with children.
Home Insurance
Anyone that holds a mortgage should have Buildings Insurance, as this will be a condition of their mortgage to do so. We source a panel of insurers in order to try and provide you with a more competitive premium. Naturally we also offer contents cover to protect your possessions, as well as specialist rental policies for both landlords and tenants.
Wills
As your home may be your greatest asset, it is obviously important to ensure that should the worst happen, this, and any other asset that you may have, will go to the correct beneficiary. This again is very important if you have children. We have connections with third party professionals that will gladly guide you through this maze. A fee may be payable.
The Financial Services Authority does not regulate some forms of secured loans and wills.
Your home may be repossessed if you do not keep up repayments on your mortgage
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
The Answer Mortgage Solutions is an Appointed Representative of Pink Home Loans. Pink Home Loans ia a trading name of Advance Mortgage Funding Ltd, which is authorised and regulated by the Financial Services Authority for regulated mortgage and insurance business only. Advance Mortgage Funding Ltd is entered on the FSA register (http://www.fsa.gov.uk) under reference 305008.
Principal - Paul Garner
